

How safe is your cash? Changes to compensation charges in the UK
If you have large cash deposits in UK bank accounts then you might need to re-jig your finances following changes to compensation legislation in the UK. From 1st January 2016 the Financial Services Compensation Scheme (FSCS) has reduced the amount of compensation from £85,000 per person per institution to £75,000 with protection on joint accounts lowered from £170,000 to £150,000. This is in response to exchange rate fluctuations which have seen the pound strengthen against


Ten financial resolutions that will make your life better in 2016
It’s resolution time! You know, that time of year when you tell yourself you will lose weight/get fit/write a novel and find yourself two weeks into the new year, your resolve in tatters, slobbing on the sofa, consoling yourself with cake and feeling like a failure! Apparently, a mere 8% of us manage to keep our resolutions (can you even remember what last year’s were?) but, believe it or not, a study has been carried out concentrating on financial resolutions and it conclude